Online Security: ID Theft is an equal opportunity offender. Habits to hedge your bets.

By Rob Weaver, Head of ING DIRECT’s IT Security

First in a series on protecting yourself against ID Theft online.

Did you know Federal Reserve Chairman Ben Bernanke was a victim of ID theft recently? True story. In light of Ben’s recent run-in with identity thieves, it occurred to us: if ID theft can happen to him it can happen to anyone. Which we think makes it worth a refresher on ways to avoid compromising your personal info while surfing the web. Added bonus, we’re gearing up for October (aka National Cyber Security Awareness Month).

So what can you do to prevent ID theft online? When you’re making online transactions, be sure web addresses begin with HTTPS (not just HTTP). It’s a little known fact but that extra “S” stands for secure. Keep your eyes peeled for a key or padlock icon in your browser bar, too. It’s the universal symbol for a secure site. Finished checking your account balance or ordering the next season of True Blood? Sign off and then close your browser. Otherwise it’s like sending an open invitation for hackers to “Come on in!” Not using the most recent version of your browser? Upgrade. Your browser isn’t updated just for optimum performance, but it’s been outfitted with the latest security features. Speaking of updates, make sure your operating system and other software like Adobe gets security patches, too. Translation: More ammo against anyone trying to attack your firewall and steal your ID. And speaking of firewalls, when using personal firewall software, always start with the maximum security settings and open things you need as you go. Less access, less vulnerable.

Sure, this may sound like common sense but is it common practice? Your online security habits should be second nature. And although many Internet sites do their part in protecting you against ID theft, it’s not enough. You still need to take precautions to protect yourself in cyberspace. Anyone and everyone is a potential target for ID theft (just ask Ben Bernanke). Don’t make it easy for you to be the next victim.

Learn more about protecting yourself from ID theft at the ING DIRECT Security Zone.

Up Next: Online Security: Your Personal Responsibility

Tags: Ben Bernake, Cyber, ID Theft, Security