First, you have to have financial goals. Then, you have to stick to them. But as we all know, the second part might not be as easy as it sounds. Frugal Dad shares some strategies he uses to stick to his financial goals. Have any of these worked for you? Or do you have others? Share your strategies for meeting or making progress on your financial goals.
Your turn to chime in: What helps you stick to financial goals?
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This is a great site. I have been an ING Direct customer since 2004 and appreciate all the great features ING is rolling out like this blog, website information and the great Electric Orange Checking account.
My advice for achieving financial goals is to be specific and put all of the contributions you can towards you goal. Small amounts of money I have saved up, everything from change to tips I earned at my job have allowed me to head towards my financial goals. The great accounts ING has to offer with their interest rates makes the process faster and smoother than other banks.
Thanks ING!
Saving money in this economic climate is not easy to say the least. Saving something (anything) is ALWAYS better than saving nothing. My advice for those who are somewhat reluctant to save or for those who think that don’t have enough extra money to save is this; have money automatically debited from your checking or savings account once or more each month. If you don’t see it, you won’t miss it. Try it, you will be pleasantly surprised at how quickly your savings adds up. Then stick to it!!
I read online blogs each day when I get up in the morning. Debtproofliving.com is one of my favorites, and it provides daily tips and encouragement for me in day to day goals (like packing lunches and taking a bike to work). I’m reaching the financial goals that I made ages ago at fast succession now that I start my day thinking wisely about where I put my money. The ING emails also help with this. Thanks for having the right attitudes and goals in mind as a bank. It makes such a huge difference!
I recently took a Dave Ramsey Financial Peace workshop (91 ways actually) and he said every dollar has a name. It was through the workshop that I knew I had to find a great company that offered tools for me to save. I opened my ING Orange account because of how you treated homeowners at Christmas time by paying their mortgage and not having a Christmas party. That made a HUGE impact and I knew I wanted to be a part of this company. I could not wait to open my account and have told everyone I know about ING.
Now if only you could wave a magic wand and raise the interest rates for a higher return on our savings you would truly be perfect!
So the bottom line for all you who are saving: Pay yourself EVERY month, get out of debt and stay out of debt, and use the tools ING has for you.
I have a checking account with automatic payments set up including what goes to savings. I dont have paper checks and the ATM card is kept in a drawer at home. I transfer my allowance out to another account weekly. What is left at the end of the month is transferred to savings.
It helps to break down each goal into micro goals.
If you plan to save $10,000 by December, you may to say I can do this by set aside $ a month
i just want to say your team has helped me with no quams or attitudes they are always kind people and calm no matter the others level of excitement or negativity. i ask you where do you come from and how do you get the patients. god what god how do wwe give him to everyone,
I am a really goal oriented person. I have goal sheets hanged in my study room as well I published my goals to the world so I get motivated for my accomplished and at the same time inspiring others. I have my goals listed at http://moneyreallymatters.com/content/vijais-goals. I like frugal dads ideas and I always like to put it simple as, have SMART goals - Specific, Measurable, Achievable, Relavant and Trackable and follow KISS (Keep it simple stupid strategy) in implemented them. You can check out a related article titled “Be your own financial planner” (http://moneyreallymatters.com/content/be-your-own-financial-planner) in my blog as well.
Happy Targeting your goals!!
I write down all my spending, it is low tech, but its effective and works well for me.