Pinching pennies doesn’t mean scrimping on style.

Does it bother you when your friends call you cheap? Are you the brunt of punchlines with words like “Scrooge,” ”Pennypincher,” and others not suitable for a family website? We hear you. And we know you’re not cheap (not that there’s anything wrong with that).You’re frugal. Here’s a video clip from ABC News that highlights the difference between the two.

To us, frugality and wanting to save money’s a lifestyle choice, a state of mind. And a pretty good one at that. We think it’s about finding a balance between your finances and those things you love (to eat, do, or buy). Focus on quality instead of quantity – and know what’s important to you. Your life will be better if you have balance. Be financially independent but enjoy what you love. After all, it’s much easier to enjoy what you love when you know it’s not going to break the bank.

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