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Post by Arkadi Kuhlmann, CEO of Savings
Retirement has changed. Rocking chairs have been replaced by surfboards, college textbooks and motorcycles. Thoughts that retirement signals the end of a career are replaced with the opportunity to pursue numerous new careers. It’s a time to have more of a life than time permitted before. What’s your idea of retirement? Will you be ready? No matter what age you are it is never too early or too late to start thinking about your life’s next adventure.
In a recent survey, we discovered that 47% of respondents have “no clue” how much money they need to retire. And over 60% are significantly more concerned about saving enough and having the right type of retirement plan than they were six months ago. It doesn’t have to be that way. Review your goals and develop a responsible retirement plan that works well for you.
Remember, this is one of the few times in your life when you have options. It really is up to you. Maybe it will be time to shed the big house and get a cabin by a lake. Or get behind the wheel of an RV that will take you to the Grand Canyon. It could be when you decide to give more of your time to others by volunteering. Whatever you decide, you need a plan to make it happen. Be your own best retirement fund advisor. Take charge of what you have and pay attention to how and at what cost your assets are being invested. Being passive is a decision – take charge. It’s your life, spend it wisely.
Tags: Arkadi Kulhmann, CEO of Savings, Goals, Retire
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I retired at almost 59, finished my last year of college, lived in Mexico, and returned to help children learn to speak English. I will never retire again, and I will be 67, with almost six years in my second career. I am a saver, but I also spend via debit card, and I help who ever I want. God is good. I am in great health, but if I get very sick, I rather go to another country for treatment, because even with insurance, my savings would be wiped out in no time. I plan to return to Mexico and hire a lady to care for me in my room, until I die, and then I will be cremated there. I cannot afford a nursing home here, and I heard the treatment is awful. especially if you are mental, or handicapped.
I am now borrowing from myself, so I can get a FICO score. I had to pay my bank to set up the account, and they will report my great paying methods in about a year. This is a scam, and so stupid. FICO needs to consider what you spend and what you save for your score. I have been very responsible with my shopping and savings, but to FICO, I am a zero. So, if I cannot win, I will join them. I hate credit! I am with Dave Ramsey all the way.
I’AM 65 YEARS OLD & I HAVE A SAVINGS ACCOUNT WITH ING.
THE AMOUNT OF SAVINGS IS GETTING PRETTY LARGE & IF I DIE TODAY,I WANT MY DAUGHTER TO GET THE MONEY.
IS THERE A WAY TO DO THIS WITH OUT PUTTING HER NAME ON THE ACCOUNT & STAYING OUT OF PROBATE COURT & HER NOT PAYING TAX ON IT ETC.
WHAT’S THE BEST WAY?
FROM A GUY WHO JUST WANT’S HIS FAMILY TO GET HIS SAVINGS MONEY & NOT THE GOVERNMENT / TAXS / COURTS ETC.
WHAT SHOULD I DO?