TMI, vanity & other social networking issues

The ubiquitous social networking giant Facebook recently surpassed 500 million active users. And by “active,” we’re talking people who’ve signed in, friended, liked, posted, status updated, or wall-stalked someone within the past 30 days. In just a few short years, Facebook Nation and social networking behemoths like Twitter , MySpace, Friendster and a whole crop of upstarts have turned the online world on its ear and made “connecting and sharing” a way of life. It also means that hundreds of millions of people are at even greater risk to hackers, spammers and online bad guys looking to commit fraud and
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Who Really Owns Your Mortgage?

Chris Birk writes about government loans and the mortgage industry for several publications, including Mortgages Unzipped and Military United. He is a former journalist and college professor. chris-birk It has all the makings of a cheesy public service announcement: A panic-stricken homeowner leaps out of bed, jarred awake by a sudden and striking question — “It’s midnight, do you know who owns your home mortgage?” Maybe it needn’t be that dramatic, but it’s certainly an important question. Surprisingly, at least to many new
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Alicia: Dancing, debt free and in love.

This is Alicia’s 4th post in our Customer Blogger series. Read her previous post here. aliciacupcakecloseup Walking down the aisle doesn’t have to be a drain on your bank account. There’s no reason to dip into the red, unless we’re talking about a fab pair of kitten heels that match the sash around your waist. Despite what every bridal magazine, website, and movie tells you, having an awesome wedding has very
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Is that a bank branch in your pocket?

Have you had the chance to download the Official App of Savers? Yep, that’s ING DIRECT’s full-featured mobile application for smart phones—helping Savers to be more nimble and efficient. With mobile banking, your finances are accessible anytime, anywhere. Frankly, we can’t think of anything more financially liberating than being untethered from the desktop, laptop or bank branch line. This means you can do stuff like check balances while you’re waiting in line at the DMV, pay your cable bill during a particularly boring office meeting or send a quick pay-back to your pal for covering dinner—while still at the restaurant. To celebrate this banking liberation, we have this cool contest called “Bank From Any Corner.” So make sure to grab the app from the iTunes app store or BlackBerry App World, find a happy place and enter the contest. Any way or anywhere you look at it, our mobile app’s going to save you time and money. Which video is your favorite? To get
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Where do you draw your “white line”?

At ING DIRECT headquarters in Wilmington, Delaware, there’s a thin white line painted in front of the main entrance. The line has been the subject of curiosity, speculation and inspiration by our colleagues and visitors alike. So what gives with the white line? It’s the brainchild of Arkadi Kuhlmann, our CEO of Savings. It exists as a physical reminder
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What’s the link between wealth and happiness?

Feeling the squeeze in the wake of the downturn? Take comfort from the fact more money won’t necessarily buy you happiness. Studies have for years shown that cash has only a small effect on our wellbeing. Experts, what’s more, are beginning to figure out why. According to a new paper by academics in Belgium, Canada and the
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Susan: New house, new budget, no clue?

This is Susan’s 4th post in our Customer Blogger series. Read her previous post here. susan_mod Now that we’ve moved into our new home and (sort of) unpacked, it’s time. Time to create the dreaded, but necessary, household budget. I committed to doing it when I applied to write for this savings blog. I want to do it. I know it will be good for our family’s financial health. But
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Alison: A laptop dies, but a bargain comes to life.

This is Alison’s 4th post in our Customer Blogger series. Read her previous post here. alison_mod Back in 2007, the laptop I had from college died. The screen went out, although the rest of the computer was fine. At that point, replacing the screen would cost more than simply buying a new computer. I tried to be resourceful by connecting the laptop to a monitor—it worked okay, but it was
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Meet Alicia, 26, from Starkville, MS

This is Alicia's first post in our Customer Blogger series. Over the upcoming months, we'll be following Matt, Alicia, Nancy, T.J., Susan and Alison on their savings adventures. alicia_mod Alicia Starkville, MS Age 26 Bio: I'm a college graduate with no debt! I took an office job to pay off my student loans and have been slowly saving for no particular goal other than to have a savings. My husband is pursuing a PhD, so as of right now I am the breadwinner, and English majors were never meant to be breadwinners. Our income and savings while meager allows some travel and indulgences such as our two pound puppies and two indoor rabbits. I live in rural Mississippi, and I like to be anywhere else. The Mis(sissippi) Adventures of a Born Again Saver: Flashback: I am 8. My brother is 16. I have saved
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Homeownership: An opportunity, not a right.

If you want to own a home, save for it. It’s a simple concept, one your parents most likely subscribed to. Sadly, it’s a message that has been
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Meet Alicia, 26, from Starkville, MS: Part 2

This is Alicia's second post in our Customer Blogger series. Read her first post here. alicia_mod Bio: I'm a college graduate with no debt! I took an office job to pay off my student loans and have been slowly saving for no particular goal other than to have a savings. My husband is pursuing a PhD, so as of right now I am the breadwinner, and English majors were never meant to be breadwinners. Our income and savings while meager allows some travel and indulgences such as our two pound puppies and two indoor rabbits. I live in rural Mississippi, and I like to be anywhere else. A different kind of savings: Until summer of 2007, I lived a fairly miserly life, constrained mostly by graduate school
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