Gov't Policy Pantry

I Hate Checking Fees: Overdraft Protection

The New York Times ran an interesting piece last week, headlined " Banks Apply Pressure to Keep Fees Rolling In ." The jist? Banks are trying to convince customers that overdraft protection (and the eye-popping fees that typically accompany it) is a necessary safety net. The
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Escheatment: Going all medieval on your a$$ets.

This may sound a little archaic, but each of our 50 states has its own guidelines to seize leftover or misplaced cash and property through an equally archaic process with a hard-to-pronounce name: escheatment (es-cheat-ment). Let’s break it
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Cash for clunker or cheaper to keep her?

Looking to cash in your “classic” sedan? Before you give in to that persistent urge for a shiny new set of wheels, you should first work the numbers. You can probably save more by maintaining the car you have.
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Student loan holding you back? Here’s a relief plan to move you forward.

Think you’ll still be paying back your student loan by the time social security is supposed to kick in? We hear ya. But a little relief could be on the way for those of you carrying federal student loans
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Ignore your assets and they could disappear (literally).

So you put some money away awhile back. And you're just letting it sit there and maybe it’s even growing a little. Or maybe you've stashed away some valuables in a safe deposit box. If you’re like a lot
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